{"templateId":"markdown","sharedDataIds":{"sidebar":"sidebar-sidebars.yaml"},"props":{"metadata":{"markdoc":{"tagList":["steps"]},"type":"markdown"},"seo":{"title":"Fee Models","llmstxt":{"title":"Glomopay developer documentation","description":"Cross-border payments APIs, organised by product. Each product section carries both the explanation of its objects and the job-shaped integration guides that set them up.","details":{"content":"How to use these docs:\n\n- Get started is the front door. It carries a routing table from\n  \"what are you building\" to the page that builds it, plus how to get\n  API keys.\n- The product sections - Payin, Payout, Multi-currency accounts,\n  Verification, Request for Information (RFI) - each hold two kinds of page.\n  Pages titled as a noun (\"Subscriptions\", \"Bank Transfer\") explain what\n  an object is. Pages titled as a job (\"Set up recurring subscriptions\",\n  \"Collect LRS remittances from India\") are complete integration flows\n  and live one level under the object they set up. Match a user's goal\n  against the job-shaped titles first.\n- Reports and Identity and Access Management are the two subjects with no\n  API counterpart. There are no endpoints for reports, users, roles or\n  invites; both pages document the merchant dashboard. A dashboard\n  procedure for something the API also does (a refund, a payout) is NOT\n  here - it stays in the product that owns it.\n- API reference is generated from OpenAPI and carries endpoint detail.\n- The OpenAPI description itself is published as a single self-contained\n  document at /openapi.yaml, and the same document as JSON at\n  /openapi.json. Every $ref is resolved into it, so one fetch is the\n  whole contract: 61 paths, 81 operations, 68 schemas - the same\n  endpoints the API reference pages render. Fetch that instead of\n  reading the 129 pages under /api-reference/.\n- Developer resources covers what every integration touches and no single\n  product owns: auth, errors, pagination, rate limits, webhooks,\n  versioning, supported countries, quotes, and the client SDKs.\n"},"sections":[{"title":"Get started","description":"The front door. The routing table from a merchant's goal to the flow that delivers it, how to obtain API keys, and the platform glossary.","includeFiles":["**/get-started/**"]},{"title":"Payin","description":"Collecting money: customers, orders, checkout, payment links, payment methods (cards, bank transfer, pay via bank), refunds, disputes, purpose codes, fee models, custom fields, subscriptions, and resident India remittance under LRS. Includes the flows that set each up - bank transfers, subscriptions, LRS remittances, and server-to-server card payments.","includeFiles":["**/payin/**"]},{"title":"Payout","description":"Sending money: the payout life cycle, queued payouts, creating and cancelling a payout, rails, beneficiaries, purpose codes, and the action required state.","includeFiles":["**/payout/**"]},{"title":"Multi-currency accounts","description":"Holding money: balances, balance conversion, adding balance, withdrawing balance, and the settlement holiday calendar - the Indian and US bank and FX holidays on which settlement to the merchant's bank account, and money movement generally, is affected.","includeFiles":["**/multi-currency-account/**"]},{"title":"Verification","description":"Proving who someone is and that an account is theirs: KYC, bank account validation, and third-party verification (TPV) with the flow that verifies a payer's bank account.","includeFiles":["**/verification/**"]},{"title":"Request for Information (RFI)","description":"Responding to a compliance request for information, per object - payment link, order, payment, payout - plus compliance reviews and RFIs raised on already-successful payments.","includeFiles":["**/request-for-information/**"]},{"title":"Reports","description":"The downloadable and scheduled reports a merchant pulls from the dashboard for reconciliation, compliance and treasury: payment, subscription, settlement breakup, balance statement and KYC reports, plus scheduling one for recurring email delivery. Dashboard only - there is no reports API.","includeFiles":["**/reports/**"]},{"title":"Identity and Access Management","description":"Administering who can use a merchant account: one set of credentials across multiple MIDs, switching between them without logging out, the Admin / Member / Sales Partner roles and what each may see and do, and inviting a new member. Dashboard only - there is no users, roles or invites API.","includeFiles":["**/access-management/**"]},{"title":"API reference","description":"Endpoint reference generated from the Glomopay OpenAPI description.","includeFiles":["**/api-reference/**"]},{"title":"Developer resources","description":"What every integration touches and no single product owns: auth, errors, pagination, rate limits, webhooks, versioning, API validations, security, supported countries, quotes, and the client SDKs - React Native, Flutter, Android and the Unified Web SDK, with per-version references and changelogs. Reports and Identity and Access Management used to be listed here and are now their own sections.","includeFiles":["**/platform/**"]}]}},"dynamicMarkdocComponents":[],"compilationErrors":[],"ast":{"$$mdtype":"Tag","name":"article","attributes":{},"children":[{"$$mdtype":"Tag","name":"Heading","attributes":{"level":1,"id":"fee-models","__idx":0},"children":["Fee Models"]},{"$$mdtype":"Tag","name":"p","attributes":{},"children":["Glomo offers two flexible pricing models to suit your business needs. You can either absorb the payment fees yourself or"," ","pass them on to your customers."]},{"$$mdtype":"Tag","name":"Heading","attributes":{"level":2,"id":"merchant-fee-bearer-default","__idx":1},"children":["Merchant fee bearer (Default):"]},{"$$mdtype":"Tag","name":"p","attributes":{},"children":["In this model, the merchant absorbs Glomo’s transaction fees. The merchant's account is credited with the net amount"," ","after fees are deducted from the payment."," ",{"$$mdtype":"Tag","name":"br","attributes":{},"children":[]}," ",{"$$mdtype":"Tag","name":"br","attributes":{},"children":[]}," ","Example:",{"$$mdtype":"Tag","name":"br","attributes":{},"children":[]},"If a customer pays $100 and the fee is 2%, Glomo deducts $2, and the merchant receives $98."]},{"$$mdtype":"Tag","name":"Heading","attributes":{"level":2,"id":"customer-fee-bearer","__idx":2},"children":["Customer fee bearer:"]},{"$$mdtype":"Tag","name":"p","attributes":{},"children":["In this model, the customer pays Glomo’s fee as a convenience charge added on top of the payment amount. The merchant"," ","receives the full payment amount as specified."," ",{"$$mdtype":"Tag","name":"br","attributes":{},"children":[]}," ",{"$$mdtype":"Tag","name":"br","attributes":{},"children":[]}," ","Example:",{"$$mdtype":"Tag","name":"br","attributes":{},"children":[]},"If the merchant sets the payment amount at $100 and the fee is 2%, Glomo charges the customer $102 and the merchant"," ","receives the full $100."]},{"$$mdtype":"Tag","name":"Heading","attributes":{"level":2,"id":"comparison","__idx":3},"children":["Comparison"]},{"$$mdtype":"Tag","name":"div","attributes":{"className":"md-table-wrapper"},"children":[{"$$mdtype":"Tag","name":"table","attributes":{"className":"md"},"children":[{"$$mdtype":"Tag","name":"thead","attributes":{},"children":[{"$$mdtype":"Tag","name":"tr","attributes":{},"children":[{"$$mdtype":"Tag","name":"th","attributes":{"data-label":"Line Items"},"children":["Line Items"]},{"$$mdtype":"Tag","name":"th","attributes":{"data-label":"Merchant fee bearer"},"children":["Merchant fee bearer"]},{"$$mdtype":"Tag","name":"th","attributes":{"data-label":"Customer fee bearer"},"children":["Customer fee bearer"]}]}]},{"$$mdtype":"Tag","name":"tbody","attributes":{},"children":[{"$$mdtype":"Tag","name":"tr","attributes":{},"children":[{"$$mdtype":"Tag","name":"td","attributes":{},"children":["Payment Amount"]},{"$$mdtype":"Tag","name":"td","attributes":{},"children":["100 USD"]},{"$$mdtype":"Tag","name":"td","attributes":{},"children":["100 USD"]}]},{"$$mdtype":"Tag","name":"tr","attributes":{},"children":[{"$$mdtype":"Tag","name":"td","attributes":{},"children":["Glomo's transaction fee of 2%"]},{"$$mdtype":"Tag","name":"td","attributes":{},"children":["2 USD"]},{"$$mdtype":"Tag","name":"td","attributes":{},"children":["2 USD"]}]},{"$$mdtype":"Tag","name":"tr","attributes":{},"children":[{"$$mdtype":"Tag","name":"td","attributes":{},"children":["Amount collected from customer"]},{"$$mdtype":"Tag","name":"td","attributes":{},"children":["100 USD"]},{"$$mdtype":"Tag","name":"td","attributes":{},"children":["102 USD"]}]},{"$$mdtype":"Tag","name":"tr","attributes":{},"children":[{"$$mdtype":"Tag","name":"td","attributes":{},"children":["Amount credited to merchant balance"]},{"$$mdtype":"Tag","name":"td","attributes":{},"children":["98 USD"]},{"$$mdtype":"Tag","name":"td","attributes":{},"children":["100 USD"]}]}]}]}]},{"$$mdtype":"Tag","name":"Heading","attributes":{"level":2,"id":"how-the-customer-fee-bearer-model-works-at-checkout","__idx":4},"children":["How the Customer Fee Bearer Model Works at Checkout"]},{"$$mdtype":"Tag","name":"Steps","attributes":{"steps":["The customer selects an item on your website/Payment Link and **clicks the pay** button.","The checkout pop-up page is displayed. The customer **enters the payment method details** to complete the payment.","The **Fees Breakup page containing the Convenience Fee** appears, and the customer clicks Continue and pay.","The customer is **redirected to the bank page** with the total amount, including the Convenience Fee."]},"children":[]},{"$$mdtype":"Tag","name":"br","attributes":{},"children":[]},{"$$mdtype":"Tag","name":"br","attributes":{},"children":[]},{"$$mdtype":"Tag","name":"div","attributes":{"style":{"display":"flex","alignItems":"center","backgroundColor":"var(--gp-callout-warn-bg)","color":"var(--gp-callout-warn-text)","padding":"1rem 1.25rem","borderRadius":"6px","border":"1px solid var(--gp-callout-warn-border)","fontSize":"16px","lineHeight":"1.5","gap":"16px"}},"children":[{"$$mdtype":"Tag","name":"div","attributes":{"style":{"flexShrink":"0"}},"children":[{"$$mdtype":"Tag","name":"img","attributes":{"src":"/assets/info-icon.f06d1ebdf3a45668c247fffd1f5013ad266a84a8d9f6c9ee2e46a6ec550b8909.9c1bb791.png","alt":"info icon","style":{"width":"24px","height":"24px"}},"children":[]}]},{"$$mdtype":"Tag","name":"div","attributes":{"style":{"flex":"1"}},"children":["\n    To activate the Customer Fee Bearer model on your account, please reach out to us at\n      ",{"$$mdtype":"Tag","name":"a","attributes":{"href":"mailto:support@glomopay.com","style":{"color":"var(--gp-callout-warn-link)","textDecoration":"underline"}},"children":["\n        support@glomopay.com\n      "]},".\n  "]}]}]},"headings":[{"value":"Fee Models","id":"fee-models","depth":1},{"value":"Merchant fee bearer (Default):","id":"merchant-fee-bearer-default","depth":2},{"value":"Customer fee bearer:","id":"customer-fee-bearer","depth":2},{"value":"Comparison","id":"comparison","depth":2},{"value":"How the Customer Fee Bearer Model Works at Checkout","id":"how-the-customer-fee-bearer-model-works-at-checkout","depth":2}],"frontmatter":{"title":"Fee Models","steps":["The customer selects an item on your website/Payment Link and **clicks the pay** button.","The checkout pop-up page is displayed. The customer **enters the payment method details** to complete the payment.","The **Fees Breakup page containing the Convenience Fee** appears, and the customer clicks Continue and pay.","The customer is **redirected to the bank page** with the total amount, including the Convenience Fee."],"seo":{"title":"Fee Models"}},"lastModified":"2026-09-22T05:15:29.000Z","pagePropGetterError":{"message":"","name":""}},"slug":"/payin/fee-models","userData":{"isAuthenticated":false,"teams":["anonymous"]},"isPublic":true}